Quality Control Underwriter
NightOwl Consulting
PHP 70,000–100,000 a month · about R18k–R26k (ECB rate of 02 Nov 2026)
Remote, Worldwide
Join our dedicated team as a Quality Control Underwriter and contribute to maintaining the highest standards of loan quality in the mortgage industry. We are a leading financial services company committed to excellence and offer a supportive work environment with opportunities for professional growth.
Key Responsibilities
Conduct thorough reviews of mortgage loan files to ensure compliance with investor guidelines, regulatory requirements, and company policies.
Utilize Automated Underwriting Systems (AUS) such as Desktop Underwriter (DU) and Loan Prospector (LP) to assess loan eligibility and risk.
Perform pre-funding and post-closing audits to identify discrepancies, errors, and fraud indicators.
Review appraisals, income documentation, credit reports, and other relevant documents for accuracy and completeness.
Analyze loan data and documentation to determine creditworthiness and adherence to underwriting standards, including LTV (Loan-to-Value) ratios and DTI (Debt-to-Income) ratios.
Prepare detailed quality control reports and findings, documenting issues and providing recommendations for corrective action.
Communicate audit results and findings to underwriting teams,...
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